Annual Enrollment is Oct. 30 - Nov. 16, 2020, which is your opportunity to review your options and make elections for the coverage you need next year. Your benefit elections will go into effect on Jan. 1, 2021.
Use the information and resources on this site to understand the benefit plans for 2021 and to help you choose the best plans for you and your family.
Guided Experience Video
Check out the new Guided Experience video with a "Help Me Choose" tool. It will guide you through your benefits options to help pick the medical and dental plan that’s right for you.
Go to Guided Experience | | Estimate Your Drug Costs
 CVS Caremark has an estimator tool that allows you to estimate your drug costs for 2021. This search tool can be customized based on the information you enter.
Prescription Drug Estimator Tool
| | Life Insurance Calculator
Use the insurance needs calculator to estimate how much coverage you need to meet your future financial goals.
Access Life Insurance Calculator |
Other Items to Consider
Tax Advantage Account Education If you currently participate in a tax advantage account or are enrolling in one for the first time, there is important information you need to know.
Learn More ... | |
 Confirm/Change 401(k) Elections To confirm or change your
401(k) elections, go to
myplan.johnhancock.com and enter your user name and password. | |
Life Insurance Benefits Elect or make Life Insurance Plan changes on
lifebenefits.com during Annual Enrollment.
Learn More ... |
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Annual Out-of-Pocket Maximum Your annual out-of-pocket maximum depends on which plan you are enrolled in. Your deductible and coinsurance amounts apply toward your
out-of-pocket maximum.
Learn More ... | |
 ID Cards You will receive a new medical ID card if you enroll for the first time or change plans.
Learn More ... | |
Newly Hired Employees As a new employee in 2020, you have the option to make benefit elections for the remainder of 2020 and then elect coverage for 2021.
Learn More ... |
Retiring?
If you are retiring before December 31, 2020, you do not need to make a 2021 Annual Enrollment election. You will be asked to make your 2021 plan selections when you receive your retirement packet.
