2019 Annual Enrollment

Information to Review
What's New for 2019? Review Current Elections 2019 Premium Rates Tax Advantage Accounts	Medical Plans Dental Plans Vision Plan Life Insurance

If you are retiring before December 31, 2018, you do not need to make a 2019 Annual Enrollment election. You will be asked to make your 2019 plan selections when you receive your retirement packet.

Tools and Resources

Benefits Guide View a comprehensive guide that includes a more detailed look at the benefit plans offered to you through Farm Credit Foundations.
E-Presentation Watch and listen as the e-presentation guides you through the details of the benefits plans offered to you through Farm Credit Foundations.
Prescription Drug Estimator CVS Caremark has created an estimator tool that allows you to estimate your drug costs for 2019.

Plan Comparison Tool Compare which medical plan offered by Farm Credit Foundations fits best for you and your family.
Generic Preventive Drug List The Generic Preventive Drug List provides coverage for certain maintenance medications at no cost prior to the deductible being met.
Life Insurance Calculator Use the insurance needs calculator to estimate how much coverage you need to meet your future financial goals.

Other Items to Consider

Tax Advantage Account Education
If you currently participate in a tax advantage account or are enrolling in one for the first time, there is important information you need to know. Learn More ...

Confirm/Change 401(k) Elections
To confirm or change your 401(k) elections, go to mylife.jhrps.com and enter your user name and password.

Annual Out-of-Pocket Maximum
Your annual out-of-pocket maximum depends on which plan you are enrolled in. Your deductible and coinsurance amounts apply toward your out-of-pocket maximum. Learn More ...

ID Cards
New Medical ID cards will be issued to all employees that enrolled in one of the new medical plans (Consumer Choice 1 or Consumer Choice 2).Learn More ...

Life Insurance Benefits

You are able to elect or make Life Insurance Plan changes on www.lifebenefits.com during Annual Enrollment. Learn More ...

Newly Hired Employees
As a new employee in 2018, you have the option to make benefit elections for the remainder of 2018 and then elect coverage for 2019. Learn More ...