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Farm Credit Foundations prescription drug coverage is administered by CVS Caremark. The cost of your prescription medication will vary, depending on which medical plan you enroll in and the category of medication prescribed. Under both plans, you’ll pay the full cost of your prescription drugs until you meet your deductible. (There are no prescription drug copayments.)
CVS Caremark has created a cost estimator tool that allows you to estimate your drug costs for 2021.
Retail (30-Day Supply)
Retail 90 (90-Day Supply at selected retail pharmacies)
Maintenance Choice (90-Day Supply at CVS pharmacies only)
Mail Order (90-Day Supply)
Consumer Choice 1 (with or without HSA Advance)You pay 100% of the cost, up to the plan deductible, and then 20% coinsurance up to the annual out-of-pocket maximum.
Consumer Choice 2You pay 100% of the cost, up to the plan deductible, and then the plan pays 100% because
Preferred Brand Copay
Non-Preferred Brand Copay
100% of Discounted Price
*Certain generic only preventive care prescriptions may be covered at $0 copayment.
**If you choose to get a Brand Name Drug when a Generic Equivalent is available, you will pay a penalty between the cost of the generic and brand name drug. That penalty does not apply toward your deductible or out-of-pocket maximum.
Preventive care is important for keeping you healthy today and tomorrow, and prescription medication that helps treat chronic conditions is a big key for your health.
We have partnered with CVS Caremark on a program that covers certain drugs classified as “preventive care prescriptions” at no cost, regardless of whether the deductible has been met. These include drugs that treat chronic conditions such as high blood pressure, high cholesterol, etc.
View Preventive Care Prescriptions
Find details about on diabetic supplies and CVS Caremark's specialty pharmacy in the 2021 Benefits Guide.