Vision Plan

Your vision plan through VSP offers coverage for you and your eligible dependents for eye exams, lenses, frames and contact lenses. VSP will also cover laser vision correction surgery at a discounted fee when you use a participating provider.

VSP pays for the majority of expenses for a number of services when you use a participating provider. Providers can be found on VSP’s website at www.vsp.com. Use the Signature Network when searching for a network provider.

When considering whether or not to elect vision coverage, consider how often you can use these benefits:

Exam – Once every 12 months.
Frames – Once every 24 months (child(ren) once every 12 months); $180 allowance.
Eyeglass lenses – Once every 12 months.
Contact lenses – Once every 12 months; contact lens benefit is not available in the same year that frames and lenses are purchased; $180 allowance.
Laser vision surgery – Discounts available through network providers. Go to www.vsp.com for more information.
Discounts – Available for frames, lenses and contacts if purchased in-network more often than benefit frequency. Go to www.vsp.com for more information.

Submitting a Claim

If a vision claim for services or materials is obtained through an out-of-network provider, you will need to pay the entire bill at the time of service and submit a claim for reimbursement to VSP. Out-of-network claims must be submitted to VSP within 12 months from the date of service.