Plan Comparison Tool

Use the plan comparison tool to compare the plan using your coverage tier and estimated annual costs. Your estimated annual costs should include doctor visits, hospitalizations, and prescription drugs.

Review your claim history to help estimate your annual claims for 2020. Use your actual medical costs, not the billed amount. Follow the instructions below to locate this information on the Blue Cross and Blue Shield of Illinois (BCBSIL) website. Don't forget to include prescription drug claim information from

Security Prompt

Your IT Department may use some security settings that prevent you from opening the tool using the link. You can, however, download the file to your desktop by right clicking on the link and selecting " Save As" to save the file locally.

If you are still unable to access the link, reach out to your IT department for assistance.

How to Determine Current Medical Costs

  1. Log into your BCBS account on

  2. Click on Claims Center

  3. Click on the Claim Number, and the following screen will display. Review the portion under "Covered Amount". 

  4. If you'd like to export an Excel spreadsheet of all of your claims: display All claims from the drop-down, check the box to Select All and click on Download Claim(s). To calculate the Covered Amount, total the Billed Amount Column and subtract the total in the Network Discount Column.

  5. Please review any prescription drug claim information on the Caremark website: