Home

  • COVID-19 Testing Covered by Medical Plan

    March 14, 2020

    Farm Credit Foundations has worked with Blue Cross and Blue Shield of Illinois (BCBSIL) to agree to offer employees and covered dependents the testing to diagnose COVID-19 when medically necessary and consistent with CDC guidance with: 

    • No prior authorization needed

    • No member copays or deductibles


    This if for the test only other services related to the virus would be subject to applicable deductible and/or coinsurance. Testing for the virus, when medically necessary and consistent with Centers for Disease Control (CDC), will be paid for by the plan similar to how preventive care is covered today.

    Contact Blue Cross and Blue Shield of Illinois with questions


    What is the risk of COVID-19?

    According to recent reports from the CDC, the immediate health risk from COVID-19 is low at this time for most of the population. However, older adults and individuals with chronic medical conditions like heart disease, diabetes and lung disease are at higher risk to get very sick. 


    More Information

    Because this is a rapidly evolving situation, continue to use the CDC guidance on COVID-19, as the CDC has the most up-to-date information and recommendations.