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  • John Hancock - Market Update Webinar

    May 16, 2019

    Throughout 2019, John Hancock Retirement Plan Services is providing you guidance to help you take your best next step on your journey toward becoming more financially secure.


    Attend a Market Update Webinar

    Hear commentary on the beginning of the year and what to look for in the coming months.

    Date: Tuesday, May 21
    Time: Choose from 12:00 p.m., 1:00 p.m., 2:00 p.m., 3:00 p.m., 8:00 p.m. - all Eastern time


    Additional Informative Resources

    • Understanding Investments - watch this first video (~2 minutes) in a series to learn more about investments and how they work

    • Watch this My Money Connector demo (~3 minutes) – John Hancock's new personal financial management tool that helps make it easier for you to see your entire financial picture in one place.

     

    Quick Hit! After-tax Spillover

    If you reach the IRS limit on combined pre-tax and Roth after-tax contributions before year-end ($19,000; $25,000 if age 50+), your contributions and the employer match will automatically stop until the next calendar year. If you elect the after-tax "Spillover" option, your contributions will continue on a traditional after-tax basis and you'll continue to receive the employer match through the end of the current calendar year (subject to IRS limits on contributions and compensation.) You can elect/change your after-tax "spillover" rate anytime during the year from View/Change Contribution Rate in the main MENU of your 401(k) account at mylife.jhrps.com.

    More information about the after-tax "spillover" feature and the contribution rate change schedule is available on FarmCreditFoundations.com.