Accidental Death and Dismemberment


Employee Coverage

You can purchase optional coverage for yourself in increments of $25,000 up to 10 times your total compensation, to a maximum of $750,000. You may also choose family coverage, which includes coverage for yourself, your spouse and your dependent children.

Family Coverage

Based on your Voluntary AD&D coverage and depending on your family situation at the time of the incident, the coverage percentage for your family would be as follows:
 

Family Status

Spouse

Child(ren)

Spouse Only

60%

NA

Spouse and Dependents

50%

15%

Dependents Only

NA

20%


 

Monthly Premium for Voluntary AD&D Insurance

  • Employee Only Voluntary AD&D Insurance: $0.021 per $1,000

  • Family Coverage Voluntary AD&D Coverage: $0.032 per $1,000

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