Employee Coverage
You can purchase optional coverage for yourself in increments of $25,000 up to 10 times your total compensation, to a maximum of $750,000. You may also choose family coverage, which includes coverage for yourself, your spouse and your dependent children.
Family Coverage
Based on your Voluntary AD&D coverage and depending on your family situation at the time of the incident, the coverage percentage for your family would be as follows:
Family Status | Spouse |
Child(ren) |
Spouse Only | 60% | NA |
Spouse and Dependents | 50% | 15% |
Dependents Only | NA | 20% |
Monthly Premium for Voluntary AD&D Insurance
Employee Only Voluntary AD&D Insurance: $0.021 per $1,000
Family Coverage Voluntary AD&D Coverage: $0.032 per $1,000
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