Continuation Coverage

The employers participating in the Farm Credit Foundation Benefit Plans voluntarily offer employees and their families extended medical, dental and vision coverage (called "Continuation Coverage") at group rates in certain instances where coverage under the group plans would otherwise end. 

An employee or covered dependent has 60 days from the date group coverage is lost to elect and pay for continuation coverage. Coverage must be continuous, therefore, the first payment would cover from the date group medical, dental or vision coverage is lost to the present.

Step 1 - Understand Continuation Options

Employees

Dependents

Step 2 - Elect Your Benefits

In the event that you or a family member would like to continue coverage, complete the below form to elect coverage and make appropriate payment:

Step 3 - Mail Payment

You will receive an email confirmation of receipt after you complete your enrollment form. Please print out a copy of the email you receive and mail it to us, along with your payment to the following address:

Farm Credit Foundations
30 E. 7th St., Suite 3000
St. Paul, MN  55101

Note: Payment is requirement for continuation enrollment to be set up.


Step 4 - Payment Coupons

Within 10 business days, you will receive a letter confirming your continuation enrollment, along with payment coupons. Coverage will then be reinstated and it will be continuous from date coverage was lost.

After the first payment is made, all future payments are due on the 25th of each month for the following month’s coverage (e.g. the premium for May is due by April 25). If payment is not received by the deadline, your coverage will be canceled as of the end of the month that was last paid. Payment reminders WILL NOT be sent. Continuation of coverage will be canceled if any one of the following occurs:

  • You fail to make your premium payment on time;
  • Your benefit continuation period expires;
  • The employer no longer provides group medical, dental or vision coverage to its employees.
  • You become eligible for Medicare

 

Questions?

Contact Farm Credit Foundations


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