Eligibility Information


You are eligible for benefits if you are employed by a Farm Credit employer that participates in the Farm Credit Foundations benefit plans and you are:

  • A full-time employee (regularly scheduled to work at least 30 hours per week)

  • A part-time employee who is eligible for benefits (regularly scheduled to work 20 to 29 hours per week)

Eligible Dependents

Eligible dependents include:

  • Spouse* (determined by the state in which you are married) or domestic partner** (domestic partner and common law spouse)

  • Children up to their 26th birthday regardless of marital or student status

  • Unmarried children age 26 and older who are physically or mentally challenged and depend on you for support; child must be incapable of self-sustaining employment because of a physical or mental disability

For plan purposes, child(ren) means:

  • Your own, legally adopted or stepchild

  • Children of a domestic partner as long as your domestic partner is enrolled for coverage

  • Child whose coverage is required by a Qualified Medical Child Support Order (QMSCO)

  • Child other than the above with a court document granting guardianship

 

*For plan purposes, a spouse means:
Common law spouse, legally married same-sex spouse, legally married opposite-sex spouse. Spouse does not include civil unions, registered partnerships or other legal relationships.

 

**For plan purposes, a domestic partner means:
Two unmarried adults at least 18 years of age of the same or opposite sex that are not related by blood who have lived together for more than six months in an exclusive committed relationship of mutual caring and financial support. Dependent benefits for domestic partners are available under the medical, dental and vision plans. An affidavit will be required if you elect to cover a domestic partner under your medical, dental, and or vision plan.

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