Plan Coverages

Consumer Choice 1 and Consumer Choice 2 are consumer-driven health plans (CDHPs) that offer comprehensive benefits similar to the current Consumer Choice Plan—also a CDHP—which 70 percent of employees and their families currently use.

In-Network Coverage

2018 Plan Detail


Which is right for you?

Use a the plan comparison tool to see your annual costs for each plan. Select your coverage tier and enter your estimated annual expenses.

Plan Comparison Tool

Consumer Choice 1

Consumer Choice 2

Deductible
(employee only/family)

$1,500/$3,000

$3,450/$6,900

Coinsurance

You pay 20%,
plan pays 80%

No coinsurance, plan covers 100% after the deductible is met

Out-of-Pocket Maximum (employee only/family)

$3,000/$6,000

$3,450/$6,900

Prescription Drugs

Subject to medical deductible

Subject to medical deductible

Preventive Care

You pay $0

You pay $0


Out-of-Network Coverage

Consumer Choice 1

Consumer Choice 2

Deductible
(employee only/family)

$1,500/$3,000

$3,450/$6,900

Coinsurance

You pay 40%,
plan pays 60%

You pay 40%,
plan pays 60%

Out-of-Pocket Maximum (employee only/family)

$6,000/$12,000

$6,900/$13,800

Prescription Drugs

Subject to medical deductible

Subject to medical deductible

Preventive Care

You pay $0

​You pay $0

Use the ​Plan Comparison Tool to find out what plan is right for you


​​Watch a video to learn 7 Ways to Save on Prescription Drugs

Estimate your drug costs for 2018 using the Prescription Cost Estimator Tool


Find more helpful tools in the Resource Library