Plan Descriptions

 

Employer Provided Benefits (Welfare Plans)

• Welfare Plan Document
  • Basic Life & AD&D
  • Long-Term Disability
  • Business Travel Accident

Employer Subsidized Benefits

• Medical Plan Document
  • Premium PPO
    • Premium Prescription Coverage
  • Standard PPO
    • Standard Prescription Coverage
  • Consumer Choice PPO
    • Consumer Choice Prescription Coverage
• Dental Plan Description and Benefits Schedule
  • Basic Plan
  • Comprehensive Plan

Optional Benefits (Flexible Benefits Plan)

• Flexible Benefits Plan Description
  • Tax Advantage Plans
    • Health Flexible Spending Account
    • Dependent Care Assistance Plan
    • Health Savings Account (HSA)
    • Limited Purpose FSA
  • Vision Plan
  • Voluntary AD&D
  • Optional Basic Life/AD&D
  • Group Universal Life Plan
  • Child Term Life Insurance

Appeal Procedures

• Eligibility and Change in Status Appeals - Welfare Benefit Plans
• Claims Appeals Procedures - 401(k) Plan
• Claims Appeals Procedures - 9th District Pension Plan
• Claims Appeals Procedures - 11th District Retirement Plan
• Claims Appeals Procedures - AgriBank District Retirement Plan
• Claims Appeals Procedures - Northwest Retirement Plan

Retiree Medical Plan

• Retiree Medical Plan Document
  • Retiree Premium PPO
    • Premium Prescription Coverage
  • Retiree Standard PPO
    • Standard Prescription Coverage
  • Retiree Consumer Choice
    • Consumer Choice Prescription Coverage

Retirement Plans – Qualified

Defined Contribution / 401(k) Plan

• FCF Defined Contribution / 401(k) Plan
• FCF Trust Committee Loan Policy
• FCF Trust Committee Rollover Policy

Defined Benefit Plans (closed to new participants)

• AgriBank District Final Average Pay Retirement Plan
• AgriBank District Cash Balance Retirement Plan
• Eleventh Farm Credit District Employees’ Retirement Plan
• Ninth Farm Credit District Pension Plan
• Northwest Farm Credit Services Retirement Plan

Deferred Compensation Plans

• Farm Credit Foundations Non-Qualified Deferred Compensation Plan
• Farm Credit Foundations Pre-409A Frozen Non-Qualified Deferred Compensation Plan

Nonqualified Defined Benefit Pension Restoration Plans (NQDB)

• AgriBank District Pension Restoration Plan
• Former 9th and 11th District Employers Restoration Plan
• Northwest FCS Defined Benefit Restoration Plan