Investment Options



 

A default fund is a required element for every retirement plan. If you do not make an investment election, contributions allocated to your account will be directed to the applicable Vanguard Target Retirement Trust II.  Contact John Hancock for more information on the Vanguard Target Retirement Trust II accounts.

Otherwise, you may choose to invest in any of the core funds, or many publicly traded investment options available through the TD Ameritrade self-directed brokerage account.


 

Investment Options for the Defined Contribution/401(k) Plan:

Tier Investment Option Fund Type Asset Class Expense Ratio (Gross)*
​I

Vanguard Wellington Fund Admiral

Mutual Fund

Balanced

0.18%

I

Vanguard Target Retirement Trust II
(2010 - 2060)

Collective Trust

Target Date

0.08%

​II

BlackRock Equity Index NL

Collective Trust

US Large Cap Equity

0.03%

​​II

BlackRock U.S. Debt Index NL

Collective Trust

US Fixed

0.05%

​​II

BlackRock Russell 2500 Index NL

Collective Trust

Small/Mid Cap (SMID)

0.08%

​​II

BlackRock MSCI ACWI ex-US IMI Index NL

Collective Trust

International

0.12%

​III

FCF NYLIM Anchor Account IV

Separate Account

Stable Value

0.30%

​​III

FCF NYLIM Western Frozen Fixed Dollar

Separate Account

Stable Value

0.25%

​​III

Loomis Sayles Core Plus Fixed Income Trust

Collective Trust

US Fixed

0.25%

​III

Legg Mason BW Global Opps Bond Fund

Mutual Fund

International Fixed

0.56%

​III

FCF Dodge & Cox Stock Fund

Separate Account

US Large Cap Equity

0.44%

​III

Vanguard PRIMECAP Fund Admiral

Mutual Fund

US Large Cap Equity

0.34%

III​

FCF SMID Cap Fund

Separate Account

US SMID Cap Equity

0.36%

III​

Dox & Cox International Stock Fund

Mutual Fund

International Equity

0.62%

​III

DFA Emerging Markets Core Equity Fund

Mutual Fund

Emerging Markets Equity

0.61%

III​

Principal Diversified Real Asset Fund

Collective Trust

Diversified Inflation Hedge

0.74%

IV​

Self-Directed Brokerage Account

(TD Ameritrade)

 

 

 

*As of Oct. 2016

 

TD Ameritrade is a self-directed brokerage account that allows you to choose freely from a diverse selection of investment products such as stocks, bonds, mutual funds, exchange traded funds and options. You can invest up to 99% of you balance in the self-directed brokerage account.

Learn more About TD Ameritrade Self-Directed Brokerage

 

For more information regarding the Farm Credit Foundations Defined Contribution/ 401(k) Plan investment funds, visit mylife.jhrps.com or call John Hancock at 1-800-294-3575. You may speak to a Participant Service Representative between the hours of 8:00 a.m. and 10:00 p.m. (Eastern) Monday through Friday, on days the New York Stock Exchange is open.


 

 More Information