OnTarget

​Get the Advice You Need With OnTarget

OnTarget is a personalized, professionally managed approach to saving and investing. With OnTarget, you can turn over your investment decisions to professionals from Morningstar and John Hancock who will select your funds and rebalance them periodically to help keep you in line with your goals. 

You could expect to pay a personal financial advisor from 1.5% to 2% or more of your account balance per year for this type of service. OnTarget is less than one-third the cost. For example, a participant with a $100,000 balance would pay about $38 a month for the comfort of knowing professionals are making all the investment decisions.

Highlights of OnTarget

  • Create a personalized retirement savings strategy just for you

  • Select a suitable mix of funds

  • Periodically rebalance your investment mix to keep your strategy on track

  • Evaluate and change your strategy as your needs and goals evolve

Fees

OnTarget fees are withdrawn from accounts on a monthly basis. For example, here are monthly fees for sample account balances:

Account Balance Monthly Fee

$1,000

$0.42

$10,000

$4.17

$60,000

$24.17

$100,000

$37.50

$250,000

$75.00

$500,000

$82.29

$750,000

$123.96

$1,000,000

$200.00

 

The fees are calculated based on the following schedule:

Account Balance Annual Rate

The first $0 to $50,000

0.0050

The next $50,000

0.0040

The next $150,000

0.0030

All assets above $250,000

0.0020


 

Enroll in OnTarget

To enroll in OnTarget, log in to your account at mylife.jhrps.com. From the Menu click on Investment Strategies.


For more information about OnTarget, call 1-800-294-3575 and ask to be transferred to a Personal Financial Solutions representative. John Hancock Retirement Plan Services Participant Service Center Representatives are available Monday through Friday from 8 a.m. to 10 p.m. (Eastern) on New York Stock Exchange business days. To access your account online, log on to mylife.jhrps.com.

 More Information